{"id":53659,"date":"2024-03-14T21:48:57","date_gmt":"2024-03-15T03:48:57","guid":{"rendered":"https:\/\/zionhealthshare.org\/?page_id=53659"},"modified":"2026-02-12T11:14:09","modified_gmt":"2026-02-12T17:14:09","slug":"memberships","status":"publish","type":"page","link":"https:\/\/zionhealthshare.org\/es\/memberships\/","title":{"rendered":"Membres\u00edas"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;PAGE HEADER&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f4f2f0&#8243; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2025\/10\/Light-blue-corner-swoosh.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;bottom_right&#8221; bottom_divider_color=&#8221;#FFFFFF&#8221; bottom_divider_height=&#8221;40px&#8221; bottom_divider_arrangement=&#8221;above_content&#8221; bottom_divider_height_tablet=&#8221;30px&#8221; bottom_divider_height_phone=&#8221;20px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_image_phone=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2025\/10\/Light-Blue-Swoop-png-scaled.png&#8221; background_enable_image_phone=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;RGBA(255,255,255,0)&#8221; divider_style=&#8221;none&#8221; divider_weight=&#8221;3px&#8221; module_id=&#8221;titlediv&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;50%&#8221; height=&#8221;6px&#8221; custom_margin=&#8221;||15px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#fbd872&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;&#8211;et_global_heading_font|800|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#002838&#8243; header_font_size=&#8221;45px&#8221; header_2_font=&#8221;&#8211;et_global_body_font|300|||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_text_color=&#8221;#002838&#8243; header_2_font_size=&#8221;24px&#8221; header_font_size_tablet=&#8221;38px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;20px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; border_color_top=&#8221;#fbd872&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Zion HealthShare Membership Guide<\/h1>\n<h2>See how membership in our health sharing community works<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_347651565-scaled.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]Zion HealthShare is not an insurance company. Membership in a health share is not health insurance coverage. Look for these callouts throughout the tour for key takeaways![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_5,3_5,1_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Take Our Membership Tour<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;95%&#8221; max_width=&#8221;95%&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#cost&#8221; button_text=&#8221;What does it cost?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;#pre&#8221; button_text=&#8221;What about pre-membership conditions?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#eligible&#8221; button_text=&#8221;What expenses are eligible?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;#when&#8221; button_text=&#8221;When can I join?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#sharing&#8221; button_text=&#8221;How are expenses shared?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;#providers&#8221; button_text=&#8221;Are there provider networks?&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;equal-btn&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:95%;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;COST&#8221; module_id=&#8221;cost&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What does it cost?<\/h2>\n<p>Membership in the Zion HealthShare community is much more affordable than health insurance. Each member makes a monthly contribution to the community instead of paying an insurance premium. This amount depends on different factors like the age of the primary member, their chosen IUA, and their household structure. <\/p>\n<p>For example, in 2026 a single individual who is 21 years old and selects a $2,500 IUA would contribute $161\/month. A 45 year old who is married with children and selects the $5,000 IUA would contribute $504\/month. <a href=\"https:\/\/zionhealthshare.org\/memberships\/direct\/#pricing\" target=\"_blank\">Click here for our membership pricing tool<\/a> and see what your monthly contribution could be.<\/p>\n<h3>What is an IUA?<\/h3>\n<p>The Initial Unshareable Amount, or IUA, is the amount a member must pay before expenses related to a medical need become eligible for sharing. Household memberships will not be responsible for more than three IUAs in a rolling 12-month period.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/2-37.png&#8221; title_text=&#8221;2 37&#8243; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_361057988-scaled.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]Our members regularly save over 50% compared to the cost of health insurance![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;ELIGIBLE&#8221; module_id=&#8221;eligible&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What expenses are eligible for sharing?<\/h2>\n<p>Not every medical expense is eligible for sharing with the community. For a comprehensive list of expenses that are eligible and ineligible for sharing, <a href=\"https:\/\/zionhealthshare.org\/how-it-works\/member-guidelines\/\" target=\"_blank\">please see our Member Guidelines<\/a>. <\/p>\n<p>Decisions for sharing eligibility are made to benefit all members by keeping monthly contributions low and sharing in medical expenses based on our Principles of Membership and Member Guidelines. Members can access sharing for eligible medical expenses including preventive services, 24\/7 virtual care with no consultation fees, and discounted prescriptions.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/3-22.png&#8221; title_text=&#8221;3 22&#8243; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_335191170-1-scaled.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]Preventive services like youth immunizations, colonoscopies, and mammograms can also be eligible for sharing! [\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SHARING&#8221; module_id=&#8221;sharing&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How are medical expenses shared?<\/h2>\n<p>When a member has a medical expense that is eligible for sharing, they open a sharing request in their member portal. This is where itemized statements and other documents can be submitted for review. <\/p>\n<p>Once it is determined that the medical expense is eligible for sharing, the member will be responsible for paying their IUA and then the community will share the remaining eligible costs. <\/p>\n<p>We have several flexible options for paying for eligible medical needs. These include instant sharing with a virtual card, reimbursement, prepayment for services, and direct billing.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/4-17.png&#8221; title_text=&#8221;4 17&#8243; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_393458668.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]With proper documentation like itemized statements and any necessary medical records, we can process sharing requests in just 48 hours![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;PRE-MEMBERSHIP&#8221; module_id=&#8221;pre&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What about pre-membership medical conditions?<\/h2>\n<p>Members with certain pre-membership medical conditions can still join the Zion HealthShare community. Medical expenses related to that condition will not be eligible for sharing in the first year of membership. After this waiting period, the amount eligible for sharing increases with each year of membership, capping at $125,000 after the third year of membership.<\/p>\n<p>A pre-membership medical condition is anything where a member has experienced one or more of the following in the previous 24 months prior to membership start date: been examined, diagnosed, taken medication, had symptoms, a personal history of or known increased risk of conditions that may arise or worsen in pregnancy, or received medical treatment.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/Membership-Page-Infographics-8.png&#8221; title_text=&#8221;Membership Page Infographics (8)&#8221; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_460767585-scaled.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]Not all pre-membership conditions are subject to the waiting period. We make exceptions for high blood pressure, high cholesterol, and diabetes as long as they are managed and you haven&#8217;t been hospitalized![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;WHEN&#8221; module_id=&#8221;when&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>When can I join?<\/h2>\n<p>There is no open enrollment period to join Zion HealthShare. Members are free to enroll at any time.<\/p>\n<p>We offer this year round enrollment option because we recognize the restrictive limitations of open enrollment windows being difficult to manage. You can make your decision when your finances and circumstances align, not an arbitrary date on a calendar.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/6-8.png&#8221; title_text=&#8221;6 8&#8243; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_462004464-scaled.jpeg&#8221; min_height=&#8221;75vh&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Did you know?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe007;||divi||400&#8243; icon_color=&#8221;#fbd872&#8243; image_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|||||||#fbd872|&#8221; header_text_color=&#8221;#fbd872&#8243; header_font_size=&#8221;23px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.3em&#8221; background_color=&#8221;#005f83&#8243; image_icon_custom_padding=&#8221;||||false|false&#8221; position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]Not only can you enroll at any time, but you can have your membership begin on the same day rather than wait for the next month![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;NETWORKS&#8221; module_id=&#8221;providers&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Are there provider networks?<\/h2>\n<p>Zion HealthShare does not have a network of providers that members are required to use for their medical care. Members can choose any licensed doctor, specialist, or hospital anywhere in the U.S. without restriction. <\/p>\n<p>This no network model reduces hassles and supports personalized healthcare with freedom and flexibility. With Zion HealthShare you choose based on expertise, location, or recommendations, not a network list.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/02\/7-4.png&#8221; title_text=&#8221;7 4&#8243; show_in_lightbox=&#8221;on&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;400ms&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Did you know&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/zionhealthshare.org\/wp-content\/uploads\/2026\/01\/AdobeStock_722935216-scaled.jpeg&#8221; 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position_origin_a=&#8221;center_center&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;20%||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;1250ms&#8221; animation_delay=&#8221;50ms&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_color_all=&#8221;#002838&#8243; border_color_all_image=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;15px&#8221; box_shadow_vertical=&#8221;15px&#8221; box_shadow_color=&#8221;#0095c8&#8243; global_colors_info=&#8221;{}&#8221;]If you need help finding a provider for a treatment or procedure, our Member Support team can help you locate a fair cost provider near you![\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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button_text=&#8221;JOIN NOW&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;join-now-button&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;15px||15px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:500px;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f9f7f5&#8243; custom_padding=&#8221;25px|25px|25px|25px|true|true&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e6e4e2&#8243; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Still Have Questions?<\/h2>\n<p>Book a time with us and we can help you understand membership in Zion HealthShare![\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/meetings.zionhealthshare.org\/#\/4581267000003937068&#8243; button_text=&#8221;SCHEDULE A MEETING&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;15px||15px||false|false&#8221; custom_css_main_element=&#8221;width:95%;max-width:500px;text-align:center;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;90%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Welcoming&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf4be;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We have a diverse membership base, and we accept people of all walks of life regardless of faith.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Freedom&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf4c2;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]Members have the freedom to work with any provider without network restrictions.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Efficiency&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe038;||divi||400&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]With proper documentation, sharing requests could be processed in as quickly as five business days.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;No Limits&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf534;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We do not have annual or lifetime sharing maximums.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;90%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Community&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf0c0;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We voluntarily share each other\u2019s medical costs as a community of like-minded individuals.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Accessibility&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf29a;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We have payment options that allow the freedom to choose a preferred method.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Healthy Living&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf21e;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We encourage healthy living practices for all members of our community.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Global Care&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf0ac;||fa||900&#8243; icon_color=&#8221;#266289&#8243; image_icon_width=&#8221;64px&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;DM Serif Text|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;21px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]We share into acute medical costs incurred outside the United States.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zion HealthShare Membership Guide See how membership in our health sharing community worksZion HealthShare is not an insurance company. Membership in a health share is not health insurance coverage. Look for these callouts throughout the tour for key takeaways!Take Our Membership TourWhat does it cost? Membership in the Zion HealthShare community is much more affordable [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:cover {\"url\":\"https:\/\/zionhealthshare.org\/wp-content\/uploads\/2024\/07\/AdobeStock_297638396-scaled.jpeg\",\"id\":55584,\"hasParallax\":true,\"dimRatio\":70,\"overlayColor\":\"ast-global-color-2\",\"isUserOverlayColor\":true,\"minHeight\":538,\"minHeightUnit\":\"px\",\"contentPosition\":\"center 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50%;background-image:url(https:\/\/zionhealthshare.org\/wp-content\/uploads\/2024\/07\/AdobeStock_297638396-scaled.jpeg)\"><\/div><div class=\"wp-block-cover__inner-container\"><!-- wp:heading {\"textAlign\":\"center\",\"level\":1,\"textColor\":\"white\",\"fontSize\":\"x-large\"} -->\r\n<h1 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-x-large-font-size\">Our Memberships<\/h1>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:spacer {\"height\":\"19px\"} -->\r\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\r\n<!-- \/wp:spacer -->\r\n\r\n<!-- wp:paragraph {\"align\":\"center\",\"style\":{\"spacing\":{\"padding\":{\"right\":\"0\"}}},\"fontSize\":\"medium\",\"UAGHideDesktop\":true,\"UAGResponsiveConditions\":true} -->\r\n<p class=\"has-text-align-center has-medium-font-size uag-hide-desktop\" style=\"padding-right:0\">Zion HealthShare offers different membership types to best fit the needs of those who rely on us for their health care.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:spacer {\"height\":\"29px\"} -->\r\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\r\n<!-- \/wp:spacer -->\r\n\r\n<!-- wp:uagb\/buttons {\"block_id\":\"fb470d45\",\"classMigrate\":true,\"childMigrate\":true,\"gap\":0,\"gapMobile\":200,\"stack\":\"mobile\",\"buttonSizeMobile\":\"large\"} -->\r\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__large-btn uagb-block-fb470d45\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \"><!-- wp:uagb\/buttons-child {\"block_id\":\"118b1e25\",\"label\":\"Join Now\",\"color\":\"#ffffff\",\"opensInNewTab\":true,\"borderStyle\":\"\",\"borderColor\":\"\",\"borderHColor\":\"\",\"btnBorderTopWidth\":1,\"btnBorderLeftWidth\":1,\"btnBorderRightWidth\":1,\"btnBorderBottomWidth\":1,\"btnBorderTopLeftRadius\":30,\"btnBorderTopRightRadius\":30,\"btnBorderBottomLeftRadius\":30,\"btnBorderBottomRightRadius\":30,\"btnBorderStyle\":\"solid\",\"className\":\"direct_enrollment_button\"} -->\r\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-118b1e25 wp-block-button direct_enrollment_button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Join Now<\/div><\/a><\/div><\/div>\r\n<!-- \/wp:uagb\/buttons-child --><\/div><\/div>\r\n<!-- \/wp:uagb\/buttons -->\r\n\r\n<!-- wp:spacer {\"height\":\"52px\"} -->\r\n<div style=\"height:52px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\r\n<!-- \/wp:spacer --><\/div><\/div>\r\n<!-- \/wp:cover -->\r\n\r\n<!-- wp:uagb\/container {\"block_id\":\"c449357b\",\"backgroundType\":\"color\",\"backgroundColor\":\"var(\\u002d\\u002dast-global-color-4)\",\"topPaddingDesktop\":30,\"bottomPaddingDesktop\":30,\"leftPaddingDesktop\":30,\"rightPaddingDesktop\":30,\"topPaddingTablet\":20,\"bottomPaddingTablet\":20,\"leftPaddingTablet\":20,\"rightPaddingTablet\":20,\"topPaddingMobile\":10,\"bottomPaddingMobile\":10,\"leftPaddingMobile\":10,\"rightPaddingMobile\":10,\"variationSelected\":true,\"isBlockRootParent\":true} -->\r\n<div class=\"wp-block-uagb-container uagb-block-c449357b alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><!-- wp:uagb\/advanced-heading {\"block_id\":\"e7bdb12a\",\"classMigrate\":true,\"headingAlign\":\"center\"} -->\r\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e7bdb12a\"><h2 class=\"uagb-heading-text\">Find Your Membership<\/h2><\/div>\r\n<!-- \/wp:uagb\/advanced-heading -->\r\n\r\n<!-- wp:html -->\r\n<div class=\"quiz-container\">\r\n    <form id=\"quiz-form\">\r\n        <div id=\"intro-section\" class=\"quiz-section active\">\r\n            <h3>Zion HealthShare Membership Tool<\/h3>\r\n            <p>\r\n                This tool will help you find the best membership option based on\r\n                your needs. Answer a few questions, and we'll provide a\r\n                recommendation at the end.\r\n            <\/p>\r\n            <button type=\"button\" onclick=\"nextSection('section-1')\">\r\n                Get started\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"section-1\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>Are you an employer seeking coverage for your employee(s)?<\/h3>\r\n            <button type=\"button\" onclick=\"showResult('company')\">Yes<\/button>\r\n            <button type=\"button\" onclick=\"nextSection('section-2')\">No<\/button>\r\n        <\/div>\r\n        <div id=\"section-2\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Are you a DPC patient wanting to supplement with Zion\r\n                HealthShare?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"nextSection('dpc-question')\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"nextSection('section-3')\">No<\/button>\r\n        <\/div>\r\n        <div id=\"dpc-question\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Is your Direct Primary Care provider affiliated with Zion\r\n                HealthShare?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"showResult('dpc-affiliated')\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"showResult('contact')\">\r\n                No\/I don't know\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"section-3\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Would you like to include standard screening services in your\r\n                membership?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"recordAnswer('q3', true)\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"recordAnswer('q3', false)\">\r\n                No\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"section-4\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Would you like to include unlimited virtual visits 24\/7 with no\r\n                consultation fee in your membership?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"recordAnswer('q4', true)\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"recordAnswer('q4', false)\">\r\n                No\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"section-5\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Would you like to include access to discounted prescriptions\r\n                from any pharmacy in your membership?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"recordAnswer('q5', true)\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"recordAnswer('q5', false)\">\r\n                No\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"section-6\" class=\"quiz-section\" style=\"display: none\">\r\n            <h3>\r\n                Would you like to include access to counseling resources in your\r\n                membership?\r\n            <\/h3>\r\n            <button type=\"button\" onclick=\"recordAnswer('q6', true)\">\r\n                Yes\r\n            <\/button>\r\n            <button type=\"button\" onclick=\"recordAnswer('q6', false)\">\r\n                No\r\n            <\/button>\r\n        <\/div>\r\n        <div id=\"progress-indicator\" class=\"progress-indicator\">\r\n            <span class=\"dot active\"><\/span>\r\n            <span class=\"dot\"><\/span>\r\n            <span class=\"dot\"><\/span>\r\n            <span class=\"dot\"><\/span>\r\n            <span class=\"dot\"><\/span>\r\n    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\"\/memberships\/companies\";\r\n        } else if (type === \"dpc-affiliated\") {\r\n            resultTitle.innerHTML = \"Direct Primary Care\";\r\n            resultDescription.innerHTML =\r\n                \"Pair Zion HealthShare with a Direct Primary Care provider of your choice.\";\r\n            resultLink.href = \"https:\/\/www.membergateway.com\/DPCZHS\";\r\n        } else if (type === \"contact\") {\r\n            resultTitle.innerHTML = \"Contact Us\";\r\n            resultDescription.innerHTML =\r\n                \"Get in contact with us about your needs and we'll see how we can best help.\";\r\n            resultLink.href = \"\/contact-us\";\r\n        } else {\r\n            resultTitle.innerHTML =\r\n                type === \"essential\"\r\n                    ? \"Essential Membership\"\r\n                    : \"Direct Membership\";\r\n            resultDescription.innerHTML =\r\n                type === \"essential\"\r\n                    ? \"Get a Zion HealthShare membership with the ability to pay extra to customize your membership.\"\r\n                    : \"Our Direct Membership is best for individuals and families who want support when unexpected medical events occur, preventive healthcare, pharmacy discounts, and 24\/7 telemedicine.\";\r\n            resultLink.href =\r\n                type === \"essential\"\r\n                    ? \"\/memberships\/essential\"\r\n                    : \"\/memberships\/direct\";\r\n        }\r\n\r\n        document.getElementById(\"quiz-form\").style.display = \"none\";\r\n        const result = document.getElementById(\"result\");\r\n        result.style.display = \"flex\";\r\n        setTimeout(() => {\r\n            result.classList.add(\"active\");\r\n        }, 10);\r\n    }\r\n\r\n    function recordAnswer(question, answer) {\r\n        answers[question] = answer;\r\n\r\n        const nextSectionId = {\r\n            q3: \"section-4\",\r\n            q4: \"section-5\",\r\n            q5: \"section-6\",\r\n            q6: \"result\",\r\n        }[question];\r\n\r\n        if (question === \"q6\") {\r\n            evaluateResult();\r\n        } else {\r\n            nextSection(nextSectionId);\r\n        }\r\n    }\r\n\r\n    function evaluateResult() {\r\n        const { q3, q4, q5, q6 } = answers;\r\n        if (!q3 && !q4 && !q5 && !q6) {\r\n            showResult(\"essential\");\r\n        } else {\r\n            showResult(\"direct\");\r\n        }\r\n    }\r\n\r\n    function updateProgressIndicator(sectionId) {\r\n        const index = sections.indexOf(sectionId);\r\n        dots.forEach((dot, i) => {\r\n            if (i <= index) {\r\n                dot.classList.add(\"active\");\r\n            } else {\r\n                dot.classList.remove(\"active\");\r\n            }\r\n        });\r\n    }\r\n\r\n    function restartQuiz() {\r\n        answers = {};\r\n        document.getElementById(\"quiz-form\").style.display = \"flex\";\r\n        document.getElementById(\"result\").style.display = \"none\";\r\n        nextSection(\"intro-section\");\r\n    }\r\n\r\n    document.addEventListener(\"DOMContentLoaded\", () => {\r\n        nextSection(\"intro-section\");\r\n    });\r\n<\/script>\r\n<!-- \/wp:html --><\/div><\/div>\r\n<!-- \/wp:uagb\/container -->\r\n\r\n<!-- wp:uagb\/container 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class=\"wp-block-uagb-container uagb-block-3gk15xsj alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\"><!-- wp:uagb\/info-box {\"classMigrate\":true,\"tempHeadingDesc\":\"Explore our comprehensive selection of memberships that cater to your health and financial 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-->\r\n<div class=\"wp-block-uagb-info-box uagb-block-rmcwx7pj uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\">Memberships At a Glance<\/h2><\/div><p class=\"uagb-ifb-desc\">Explore our comprehensive selection of memberships that cater to your health and financial needs.<\/p><\/div><\/div>\r\n<!-- \/wp:uagb\/info-box -->\r\n\r\n<!-- wp:uagb\/container 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