2026 Rate Calculator

DPC members – get an instant quote now

Select the age of the primary member

This refers to the age of the oldest member of the household who will be included in the membership.

Select the household membership type

Membership can include the member only, or include spouse and/or child(ren)

Determine the Initial Unshareable Amount (IUA)

This is the amount you pay for each eligible medical need before the community shares in the cost. After your costs go above your IUA, the rest of the eligible expenses can be shared. You will never pay the IUA more than three times in a rolling 12-month period.

Why Pair Zion HealthShare With Your DPC Membership?

Direct Primary Care (DPC) gives you what healthcare should feel like—personal, convenient, and proactive. But DPC is designed for everyday care, not large, unexpected medical bills. That’s where Zion HealthShare fits in.

When you combine DPC with Zion HealthShare, you get the best of both worlds:

Everyday Care Covered by DPC

Your DPC membership gives you direct access to your doctor for routine checkups, labs, and ongoing care—without surprise costs or insurance hassles.

Major Medical Needs Shared With Zion HealthShare

If life throws you a major medical event—like surgery, a hospital stay, an ER visit, or cancer treatment—Zion HealthShare helps share those larger expenses with the community, keeping your out-of-pocket costs low.

Why It Works So Well

In the simplest terms, DPC handles the small stuff and Zion HealthShare helps with the big stuff.

No Networks. Choose any doctor or hospital for larger needs.
No Insurance Games. No claims, deductibles, or denials.
Affordable + Flexible. Join anytime—no open enrollment.
Complementary, Not Overlapping. You’re not double-paying for primary care you already get through DPC.

Paired together, you get affordable, personalized healthcare you control—without the high cost or complexity of insurance.