The Affordable Alternative to Health Insurance

Zion HealthShare is a nonprofit medical cost sharing community with no provider networks, no religious requirements, and no enrollment periods.

Become a member online in about 15 minutes.

Explore Our
Membership Options

Whether you are looking to join the Zion HealthShare community for yourself or you own a business and want to provide a health benefit to your employees, we have a membership option for you.

Direct Membership

For Individuals & Families

  • Cost sharing for unexpected medical needs
  • Preventive sharing
  • Pharmacy discounts
  • 24/7 virtual care
Starting at
$114/month

Essential Membership

For Companies & Organizations

  • Offer to your employees
  • Customizable memberships
  • Flexibility for your organization
  • Integrates with other options
Starting at
$84/month

78,000+

Active Members

$263M+

Total Shared

169,000+

Sharing Requests

Top Ratings From
Members & Experts

Zion HealthShare is a community you can count on. That’s why our members share such great feedback and why we’re the top choice of industry experts like Health Share Guide, Health Share 101, and Healthsharing Reviews.
Posted on Google Google
J N
9 September 2026
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We joined the Zion Health share community in December 2024. The onboarding process with Whitney was educational, informative, transparent, and highly communicative. In March 2026, I tore my lateral meniscus and required meniscus repair surgery. Zion Health Share provided an easy-to-use member portal to create a sharing request, and provided a REAL PERSON (Veronica) to be my personal point of contact for the process. I was able to select the surgeon of my choice, and worked with my preferred physical therapist and acupuncturist post-surgery for a healthy recovery. Again, a REAL PERSON with a real phone number and personal extension line, real email, and real-time availability. Do you get that with today's health insurance world? Anyways, I paid the Initial Unsharable Amount (IUA), and the rest was taken care of by Zion Health Share with the help of Veronica along the way. Zion even provided a pre-pay credit card to pay the BIG expense of the actual surgery on the day of surgery! For the following six months, I paid for PT, acupuncture, and a couple of lingering medical bills that arrived in my mailbox (post-op visits, anesthesia, etc). I simply uploaded the appropriate documentation to my Zion Health Share portal's Sharing Request, and received monthly communication from Veronica (phone and email) regarding what additional documents may be needed for approval. The communication was clear and direct with additional steps needed to get the post-surgery expenses reimbursed. Most importantly, Zion Health Share lived up to the agreements of the Sharing request, and reimbursed all expenses beyond my IUA amount! No surprises, no funny business! Truly, I could not be happier with my experience, and working with Zion Health Share was the exact opposite of any previous experiences I have had carrying traditional health insurance for me and my family. Now my brother is part of the Zion Health Share community, and I will continue to refer friends and family! THANK YOU ZION HEALTH! It's an honor to be part of a healthy, caring, honest community that believes in minimizing medical expenses in the world of corrupt billing departments at the hospitals and insurance companies.
Posted on Google Google
T D
4 September 2026
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When a regular medical event turned catastrophic, and then kept getting worse and worse, the medical bills were astronomical. I was sure that was when Zion Healthshare would tap out, but instead, they paid their part, as they said they would, without a fuss. I was beyond relieved and thankful. They even sent me flowers as condolences for my loss. Such a great company!
Posted on Google Google
A L
28 August 2026
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Very thankful to have Zion Healthcare. We are a family of 4 and they make it affordable for us. I even received flowers after I had my second kiddo! I recommend them to other families!
Posted on Google Google
S E
24 August 2026
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We have had Kaiser Permanente, Blue Cross Blue shield and other providers over the many years. Zion HealthShare by far has been the best! They respond quickly and are very pleasant and thorough to talk to. My wife and I are now on Medicare because of her age. If we were younger, we would 100% still be with Zion HealthShare. They are incredible!
Posted on Google Google
J K
11 August 2026
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Was tired of paying $2,000 for Obama care (pre-tax credit expiration) and still having a high deductible and max out of pocket expenses.... When the tax credits expired, Government "affordable" health was not doable, so I went out on a limb and signed up for Zion. Seven months in, I had an accident tearing my bicep requiring an ER visit, MRI and surgery through an orthopedist. Zion came through and covered ALL expenses minus my IUA. I was even reimbursed for some initial out of pocket expenses I had to pay up front. I am extremely pleased with Zion and would not hesitate to recommend to close friends or family!
Posted on Google Google
R D
31 July 2026
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This was the first time I've used Zion HealthShare and I had a great experience. Customer service and communication is far superior to any prior Health Insurance I've had. Yes I did need to do a little more work to stay organized, but once I handed things over to Zion they were very prompt in responses and keeping me informed during the process which was amazing fast compared to prior health insurance lead times.
Posted on Google Google
E H
31 July 2026
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We have been members nearly 3 years now. I can’t say enough good things about Zion Healthshare! From great customer service to easy submission processes, I highly recommend them to anyone looking to finally have a positive experience with healthcare! Never going back to insurance. Their customer service representatives are easy to understand, helpful, forward thinking, and congenial. Also, thank you Zion for the kind gesture of sending us flowers on the recent birth of our second child! Best wishes Zion! May your business continue to grow and flourish.
Posted on Google Google
J C
30 July 2026
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I am so so thrilled with Zion. My son had to have an appendectomy and Zion was SO EASY to work with, they took care of all of the bills super fast, very low stress for me. My rep, Chris, was incredible. So kind, professional, and I am so so glad I have Zion Healthshare!!
Posted on Google Google
T B
30 July 2026
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Zion has been amazing to work with- very responsive and caring. Gives me peace of mind.
Posted on Google Google
L S
28 July 2026
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If you wondered if there were still people in the world who cared deeply about humanity, who operated with truth and compassion and integrity, there are. Our experience with Zion has been a revelation of how a business can organize itself to do good.

What is
Zion HealthShare?

We empower our members to take ownership of their health by providing an affordable alternative to traditional health insurance for individuals, families, companies, and organizations. Zion HealthShare is a non-profit organization that allows members to contribute to each other’s medical expenses, also called medical cost sharing.

Why Zion? Our name comes from nearby Zion National Park and means “sanctuary” or “refuge,” evoking safety and unity that closely align with Zion HealthShare’s mission. Our name reflects a commitment to community, to shared values, and to the belief that something truly meaningful happens when people unite for a common good.

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